I recently just adjusted my w4 withholding with my employer. Since I am considered an expat worker I am able to qualify for the Foreign Earned Income Exclusion. I am able to adjust my withholding so that I don’t have to give the federal government an interest free loan. For 2014 I am qualify up to $99,200 tax-free and I also include my 401k which is tax defer of $17,500. That will bring me up to a total of $116,700 once my gross income get close to $116,700 I will readjust my w4 so that the federal taxes will be taken out of my paycheck.