|Cash||$22,200 (+9,071)||CC Debt||$129 (+$685)|
|Saving||$42,140 (+500)||Home Mortgage||$95,382 (-$201)|
|Taxable Investment||$205,324 (-$2449)||Rental Home||$59,227 (-$144)|
|Personal & Rental Home||$253,000 (-$17,668)|
|Lending Club||$11,554 (+105)|
|Total:||$662,949 (-$12,681)||$154,738 (+1,030)||$508,211 (-$11,651)|
Here is my September 2014 net worth.
Rental checking account: $3,758 – I got paid for 2 month rent for about (+1750) minus property management for August & September. The tenant was late and was having a hard time meeting the deadline, we was getting ready to go through the eviction process, but I’m glad it work out. I hope next month they can pay on time so we’ll see.
Personal checking account: $18,442 – Paid some bills and contribute to some of my taxable accounts.
Saving Account: $42,140 (+500) – Nothing much here just added $500 for my monthly contribution.
Taxable Individual Stock
Contributed $3,500 to my Scottstrade brokerage account to buy dividend stocks.
Purchases made for this month:
1) MAT Qty: 29 shares for $34.44 9/2/14
2) NUS Qty: 23 shares for $41.85 9/5/14
3) AGU Qty: 11 shares for $91.66 9/9/14
4) GSK Qty: 21 shares for 46.72 9/11/14
5) AFL Qty: 25 shares at $58.33 9/29/14
6) UTX Qty: 15 shares at $105.00 9/29/14
FRIP (Dividend Received for this month)
TGT – $22.36
CVX – $21.40
MCD – $41.31
RIG – $94.50
BAC – $40.40
NUS – $7.94
Total Dividends: $227.91 (Currently in my FRIP account, I will invest when the balance hit @ $1,000.)
Total Brokerage Account: $79,238
Taxable Investment: $125,712 Consist of my index funds total international & total stock market index funds.
I was able to contribute $2,000 to Total Stock Market Index.
Dividend Received: $603.00
TIRA: $12,249 (Vanguard Total Stock Market Index Funds)
Dividend Received: $55.00
Vanguard Total Bond Market Index – $31,351
Vanguard Total Stock Market Index – $11.493
Total: $42, 845
Dividend Received: $118.00
Vanguard Institutional Index Fund – $37,636
Vanguard Small Cap Index – $7,172
Vanguard Total Bond Market Index – $14,879
Vanguard Total International Index – $14,149
Dividend Received: $260.00
Lending Club: $11,555 (+105.00)- I did not contribute anything here just gained from interest.
CC debt: Paid off some of my debt from last month.
Only expense was internet which was $129.00.
Personal Home: Regular Monthly payment.
Rental Home: Regular Monthly payment.
Total Passive Income: for this month including lending club: (+1,368)
Previous month goals:
Contribute at least $1,000 – $3,000 to Vanguard Total Stock Market Index fund. Completed Start saving up more capital, I might be making a job changing decision soon so my finance might change bit. So I want to increase my saving a bit just in case I decided to change my job.Completed Continue to buy more dividend stock expecting to purchase 2 – 5 dividend stocks, and also expecting dividends next month.Completed
Goals for October:
- Contribute $2,000 + to my vanguard taxable account.
- Purchase 2-5 dividend stock.
- Continue to save for upcoming vacation and possible job change in my checking account.
My net worth is down to -$11,651, due to the market and I have decided to change how I calculate my personal & rental home. I was using zillow zestimate before, but I have decided to use my original appraisal value for both of my house, due to the fact that zillow is not accurate. I have taken the conservative approach that way its seem to be more accurate. From now on I will leave it at the appraisal value until I decide to do another appraisal in the future.
I am also changing the way I keep track of things, before I was only tracking my dividend in taxable accounts. From now on I will track all of my accounts including my retirement account. So I made several changes and hope it give a more accurate picture. My numbers might be off a little bit because I don’t round off my numbers. I am still improving my record keeping so bare with me.
In October I am preparing for my upcoming vacation so I will be expecting my expense to go up a bit from October to November.
How was your September net worth?