Index investing fund

Hello guys I wanted to talk about investing in index funds today. Many people are afraid to jump into investing or they do not know where to start. Picking individual stocks can be very nerve racking so a lot of people hesitant to jump in the market. I believe that there is a better way instead of trying to pick a winning stock and having to lose sleep. I will suggest investing in an index funds. An index fund diversifies your holdings, instead of buying individual stocks with index fund you’re buying thousand of stocks in one fund. This is what we called diversification. Would you rather have all your money invested in one stock or thousands of stocks? These index funds are a good starter for people who do not want to buy individual stock market. I recommend Vanguard because of their low fees and the index fund vanguard total market index, total international index, and total bond market index funds. There are also other funds if you want to be more diversifying and you don’t have to go with vanguard. There are other companies that have index fund like T Rowe price and Fidelity. Do your research and check the expense ratio fee, most of your index fund fee will be under 1%.



Hello guys this is my first post. YAY!!!! I am new to this blogging stuff so bare with me while I learn and improve my blogging skills. I am actively seeking new ways to earn some passive income and to fulfill my goal of becoming FIRE (Financially Independent Retired Early). God knows that I do not want to be in the Middle East working my whole life but since I have this opportunity, I decided to take the challenge and to get ahead in life.  Financially, I would say I am stable but since I am young I like to take risk also. Just wanted to give some information on my finances.


Liquid Saving: $70,000

Taxable Investing

Vanguard: $53,000

Scotts trade: $49,000 (Current Holding in GA - Giant Interactive, AMD - Advanced Micro Devices, BAC - Bank of America, CLNE - Clean Energy Fuel Corp)

Lending Club - $8,400

Roth IRA & 401k


Total for Investments: $207,400


Currently own 2 houses 1 rental house and 1 house I bought for my mom.

Mom House: Owe $99,900

Rental House: Owe $60,000 (Received monthly income of $855)

The journey has just begun so I will be updating more soon so hang in there with me. I also posted some links on the bottom right of forum board that I used and have learn a lot from them