Adjusting my W4 withholding

I recently just adjusted my w4 withholding with my employer. Since I am considered an expat worker I am able to qualify for the Foreign Earned Income Exclusion. I am able to adjust my withholding so that I don’t have to give the federal government an interest free loan. For 2014 I am qualify up to $99,200 tax-free and I also include my 401k which is tax defer of $17,500. That will bring me up to a total of $116,700 once my gross income get close to $116,700 I will readjust my w4 so that the federal taxes will be taken out of my paycheck.

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Why millenial should consider working overseas

Where will you go?

So you just graduated from college and excited to start your new life and job. You have student loan debt that you have no idea how you’re going to pay for it. You started to apply for jobs only to keep getting turn down. You notice several people that you graduated also applying for the same job as you. So you feel hopeless and not motivated enough since there are too many competitions.

Have you ever consider applying for jobs oversea?

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What will it take to become Fire

So what will it take to become FIRE (Financially Independent Retired Early)?

Ever thought what will it take to become fire? I have always dream of traveling the world and not worry about being broke. Although I have not achieved that goal yet I know with hard work I can make it a reality. I would never guess in a million years I would be working in Afghanistan, as I am writing this post and making good income. So I thought to myself, what will it take to become fire and what step should I take.« Continue »


Hello guys this is my first post. YAY!!!! I am new to this blogging stuff so bare with me while I learn and improve my blogging skills. I am actively seeking new ways to earn some passive income and to fulfill my goal of becoming FIRE (Financially Independent Retired Early). God knows that I do not want to be in the Middle East working my whole life but since I have this opportunity, I decided to take the challenge and to get ahead in life.  Financially, I would say I am stable but since I am young I like to take risk also. Just wanted to give some information on my finances.


Liquid Saving: $70,000

Taxable Investing

Vanguard: $53,000

Scotts trade: $49,000 (Current Holding in GA - Giant Interactive, AMD - Advanced Micro Devices, BAC - Bank of America, CLNE - Clean Energy Fuel Corp)

Lending Club - $8,400

Roth IRA & 401k


Total for Investments: $207,400


Currently own 2 houses 1 rental house and 1 house I bought for my mom.

Mom House: Owe $99,900

Rental House: Owe $60,000 (Received monthly income of $855)

The journey has just begun so I will be updating more soon so hang in there with me. I also posted some links on the bottom right of forum board that I used and have learn a lot from them