November 2014 monthly net worth

*Numbers that are in ( ) will be compare from last month.
AssetAmountLiabilitiesAmountNetworth
Cash$25,403 (+5,080)CC Debt$1,633 (-$1,327)
Saving$42,741 (+33.00)Home Mortgage$94,978 (-$202)
Taxable Investment$207,368 (-$13.00)Rental Home$58,937 (-$145)
Retirement$132,544 (+$1,798)
Personal & Rental Home$253,000 (0)
Lending Club$11,697 (+102)
Total:$672,753 (+$7,000)$155,548 (-1,674)$517,205 (+$8,674)

 

Here is my November 2014 net worth.

Assets

Rental checking account: $3,474 (+315.00) - Received my rental check of $1,000 pay my property management fee 10% & pay my rental mortgage. The rest I put it back into my rental account for future repairs.

Personal checking account: $21,928 (+4,914) - I received my last paycheck from my vacation hours I have accrued. So I will not be receiving any paycheck this year until I start my new job.

Saving Account: $42,741 (+33.00) - Did not contribute to any this month just received from interest.

Taxable Individual Stock

I made a purchases this month with my FRIP Account:

I purchased RIG Qty: 9 shares for $29.07 11/10/2014

(Dividend Received for this month)

11/3/14 DE - $34.20

11/7/14 YUM - $8.20

Total Dividend Received from brokerage account: $42.40

Total Balance in FRIP:  $24.35 (-$244.77) 

Total Brokerage Account: $76,509 (-2,198)

Vanguard

Taxable  Investment: $130,859 (+1,944) Consist of my index funds total international & total stock market index funds.

Total: $130,859

Dividend Received: $0

Retirement

TIRA:

$15,080 (Vanguard Total Bond Market Index Funds)

73,523 (+$60,992) (Vanguard Total Stock Market Index Funds)

Total: $88,603

Dividend Received: $13.23 from total bond index fund.

This big increase is due to my 401k that I recently rollover when I left my employer.

Roth:

Vanguard Total Bond Market Index - $31,896 (+$210)

Vanguard Total Stock Market Index - $12,044 (+$286)

Total: $43,940 (+496)

Dividend Received: $64.29 (-$1.57)  from total bond index fund.

401k:

Rollover account to my TIRA.

Lending Club: $11,697 (+102.00) - I did not contribute anything here just gained from interest and reinvesting.

Expenses

CC debt: $1,633 (-1,327) - I paid off my credit card but end up racking up more debt to buy items for when I start my new job. I am still able to make my payment in full until I start my new job, so this is a little setback for me.

Personal Home: Regular Monthly payment.

Rental Home: Regular Monthly payment.

Previous month goals:

None right now due to my situation.

Goals for this month:

I have no planned goals this month until I start working again.

Well my last paycheck came back for the end of the year and I will be without a paycheck for at least 1 month if everything work out good. I am expecting to start my new job Jan 2015 so it will be a new adventure and new goals. I did go to my training that I have schedule but wasn’t able to attend my volunteer vacation in Peru due to some unexpected personal family matters.

How did you do for the month of November?

Comments

  1. says

    Thanks for sharing your recent net worth update with us. Nice to see those dividends rolling in along with some nice LC figures too. I still haven’t gone into Prosper or Lending Club but it seems that quite a few of the dividend bloggers who invest in those notes are doing well. I may consider it one day.

    • says

      Thanks for stopping by, Yea I’m still experimenting with LC but I also need to do a better job of tracking it too. I will eventually add more details on LC & with my new job next year and less pay my investment strategy might change a little bit. Hoping that next year that I can still contribute more.

Leave a Reply

Your email address will not be published. Required fields are marked *

You may use these HTML tags and attributes: <a href="" title=""> <abbr title=""> <acronym title=""> <b> <blockquote cite=""> <cite> <code> <del datetime=""> <em> <i> <q cite=""> <strike> <strong>