A federal ban largely blocks non-residents and non-citizens from buying homes in metropolitan areas, currently extended to 1 January 2027, though exemptions exist for permanent residents, some work-permit holders and recreational or rural properties. Several provinces also levy foreign-buyer taxes (for example 25% in Ontario and 20% in parts of British Columbia); where permitted, ownership is freehold.
Before you buy in Canada, always:
General guidance only — rules change; confirm the current position with a qualified local lawyer.
Our free ownership checker and the Overseas Property Playbook walk through how foreign ownership works step by step — the questions to ask and the traps to sidestep.
A federal ban blocks most non-citizens and non-residents from buying homes in metro areas until January 2027, with exceptions for permanent residents and some permit-holders; where a purchase is allowed, expect provincial land-transfer tax (roughly 0.5-2%+, doubled in Toronto) plus foreign-buyer taxes of 20-25% in Ontario and parts of British Columbia, and legal fees. Buying outside metropolitan areas, or vacant land, is more open.
Vancouver Island and coastal British Columbia for the mildest climate and scenery, the Toronto area of Ontario for amenities and family ties, and the Atlantic provinces for affordability and Commonwealth familiarity — though for non-residents the federal purchase ban currently limits buying in the big metros.
Residents get universal provincial healthcare free at the point of use, though several provinces impose a waiting period of up to three months for new arrivals, during which private cover is wise. Care is good but non-urgent waits can be long. Very safe with a high quality of life; English is spoken nationwide (French in Quebec) and driving is on the right, so the cultural fit is easy for Britons.
Thinking seriously about Canada?
Two honest Brits, a private call, and straight answers — see if a freehold home abroad is a fit for you.
See if you qualify →