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Foreign property ownership

Can a foreigner buy property in Italy?

Foreigners can buy property freely in Italy.

Before you buy in Italy, always:

General guidance only — rules change; confirm the current position with a qualified local lawyer.

Our free ownership checker and the Overseas Property Playbook walk through how foreign ownership works step by step — the questions to ask and the traps to sidestep.

What it costs to buy in Italy

Registration tax is 9% for a second home or 2% for a main residence, charged on the property's cadastral value which is usually well below the market price (new-builds carry VAT of 10% instead), plus notary fees and agent commission of around 3% plus VAT. Completion typically takes two to three months.

Where foreigners tend to buy in Italy

Puglia and Abruzzo for affordable, sunny southern living and the 7% flat-tax towns; Tuscany and Umbria for classic rolling countryside; the northern lakes such as Como for scenery; and Liguria for a milder coastal base.

Healthcare and everyday life

Italy's public health service (SSN) is well regarded and low-cost; retirees on an elective-residence visa register voluntarily for a means-tested annual fee starting around EUR 2,000 (capped near EUR 2,800 for higher incomes), or use comparatively affordable private cover. Facilities are generally strongest in the north and larger cities. Italy is safe with a relaxed pace, though petty theft occurs in tourist cities; they drive on the right, and while English is common in cities and tourist areas, some Italian makes daily life far easier in smaller towns.

Thinking seriously about Italy?

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Everything on Italy

Cost of retiring in ItalyRetirement visas for Italy

Buying property in other countries